• NEW LOANS

If you're unsure of how to put together your loan request
and present it to your banker, Schafer Group Ltd., LLC can
help. We have an experienced staff of consultants who know
exactly what your financial institution is looking for. All
banks need to make loans. We will make sure they get all
the essential information they need to approve yours. Let us
meet with you in confidence, analyze your statement and
show you practical ways to get the cash necessary to keep
your business going and growing, profitably.

• HELP WITH EXISTING LOANS

If you have one or more loans but not enough cash flow to
support the payments, Schafer Group Ltd., LLC will show
you ways to rework them to fit today's situation. We know
how your banker thinks and we will find ways to restructure
existing financial arrangements to the mutual benefit of
you and your bank. We will analyze your loan to collateral
value to determine if you qualify for additional loans.

• DOES YOUR BUSINESS OPERATE AS EFFICIENTLY AS IT SHOULD?
  

In addition to working with you on financial matters, our
staff will work with you to review your organization’s procedures
and work flow to come up with ways to reduce
expenses and increase productivity, cash flow and profit.
We will also give you recommendations on budget preparation,
project planning and control and marketing your company.
This will emerge as an operating tool which, properly
used, will help you manage your business and work toward
its success.

• BANKRUPTCY IS NOT A GOOD SOLUTION

Especially if your situation is such that your have seriously
considered bankruptcy, you should talk to our professionals
immediately. There are a number of ways to avoid bankruptcy
and your attorney may not even be able to tell you all of them. We will even serve as an intermediary with your creditors and your bank, show you ways to avoid extensive and painful litigation and get you back on your feet. Let us
work with you on alternatives to bankruptcy and how they
apply to your individual situation.

• GOVERNMENT LOANS

Can your business use a low-interest, long-term loan?
Your business may qualify for a HUD-Community
Development Block Grant, or an SBA 504 Program Loan, or
other Federal or State Government sponsored loan assistance
program. These programs are administered through local parish
municipals and Development Corporations and offer longer
terms and lower than market fixed rates. They are available
to existing businesses or new, start-up businesses, for expansion
of facilities, new construction, equipment purchases or
working capital.